Insights

The Australian Bureau of Statistics report our saving ratio is at a 17-year low – just 1.1% of total disposable income1. Almost half (45%) of

Generally speaking, we Australians are pretty financially savvy, that is, we understand the how and why of effectively managing our money. Unfortunately, that doesn’t mean

According to the Australian Bureau of Statistics (ABS), Australia’s national gender pay gap is 12%. As of November 2023, the full-time adult average weekly ordinary

Benefits of diversification Diversification has several benefits for you as an investor, but one of the largest is as a strategy to reduce investment risk

Steve and Sue Smith have worked hard all their lives, paid their taxes, and now that they have retired, they feel they are entitled to

Popular in the days before compulsory superannuation, investment bonds fell out of favour as super became the preferred tax-advantaged environment. With tighter restrictions on superannuation

Retirement can be a time of immense freedom and opportunity, but it’s important to remember that it’s also a major life transition. While it’s important

Personal concessional contributions are contributions into your superannuation fund from your pre-tax income and are tax deductable. Your concessional cap is the maximum amount of

Ever glanced at a list of different managed funds and wondered why some have remarkably low fees compared to others? Chances are, the ones with

More than just a buzzword thrown around by the media, a recession represents a significant decline in economic activity that can span months, even years.

Even if you’re not wealthy, your estate plan should be regularly reviewed to ensure it considers your changing family situation (such as divorce or a new family