Insights

Regardless of the type of work you do, there is always a possibility of falling sick or getting injured. That’s why every Australian workplace has

Australia’s average household debt was $261,492 in 2021-22, up 7.3% from the previous year (2020-2021). Meanwhile, the average household gross disposable income was $139,064, only up 3.7% from

Experts use responses from people in more than 140 nations to rank the world’s ‘happiest’ countries in the World Happiness Report1. As Jon Clifton, CEO

The Australian Bureau of Statistics report our saving ratio is at a 17-year low – just 1.1% of total disposable income1. Almost half (45%) of

Generally speaking, we Australians are pretty financially savvy, that is, we understand the how and why of effectively managing our money. Unfortunately, that doesn’t mean

According to the Australian Bureau of Statistics (ABS), Australia’s national gender pay gap is 12%. As of November 2023, the full-time adult average weekly ordinary

Benefits of diversification Diversification has several benefits for you as an investor, but one of the largest is as a strategy to reduce investment risk

Steve and Sue Smith have worked hard all their lives, paid their taxes, and now that they have retired, they feel they are entitled to

Popular in the days before compulsory superannuation, investment bonds fell out of favour as super became the preferred tax-advantaged environment. With tighter restrictions on superannuation

Retirement can be a time of immense freedom and opportunity, but it’s important to remember that it’s also a major life transition. While it’s important

Personal concessional contributions are contributions into your superannuation fund from your pre-tax income and are tax deductable. Your concessional cap is the maximum amount of